Capture

Capture is the subsequent step to Authorization. While authorization merely holds the funds, capture is the action of actually requesting the transfer of those held funds from the customer's issuing bank to the merchant's account.

Transactions are typically captured either immediately (Auto-Capture) or in bulk at the end of the day (Delayed Capture). If a transaction is authorized but not captured within a specific timeframe (usually 7 days), the authorization expires, and the hold is released.